Effective Date: Effective Date: 3/29/2025
Welcome to Lowcountry Insurance Brokers, LLC (“Company,” “we,” “us,” or “our”). By accessing or using our website https://lowcountrymedicare.com (the “Site”), you agree to comply with and be bound by these Terms of Use. If you do not agree to these terms, please do not use our Site.
1. Use of Our Website
By using this Site, you agree that you:
✔ Are at least 18 years old or have the legal authority to agree to these Terms.
✔ Will use the Site only for lawful purposes related to obtaining Medicare insurance information and services.
✔ Will not engage in any fraudulent, misleading, or harmful activity on our Site.
✔ Will not attempt to access restricted areas, interfere with security measures, or introduce viruses/malicious code.
We reserve the right to suspend or terminate access to the Site for users who violate these Terms.
2. Services Provided
Lowcountry Insurance Brokers, LLC provides Medicare insurance guidance, enrollment assistance, and related services. While we strive for accuracy, we do not guarantee that all information on this Site is up-to-date, complete, or applicable to your specific situation.
Disclaimer:
Lowcountry Insurance Brokers does not offer every Medicare plan available and is not affiliated with the U.S. government or Medicare. The information on this Site is for informational purposes only and should not be considered legal, medical, or financial advice.
For personalized Medicare guidance, please contact us at 843-380-6138.
3. Intellectual Property
All content on this Site—including text, images, graphics, logos, and software—is owned by or licensed to Lowcountry Insurance Brokers, LLC and is protected by copyright, trademark, and other intellectual property laws.
You may not:
❌ Copy, reproduce, distribute, or modify any content without written permission.
❌ Use our logo or branding without authorization.
Unauthorized use of Site content may result in legal action.
4. Privacy Policy & Data Collection
By using this Site, you agree to our Privacy Policy, which explains how we collect, use, and protect your personal data.
✔ We use cookies and tracking technologies to improve user experience.
✔ We do not sell or trade your personal information.
✔ We may share necessary information with insurance providers and service partners to facilitate Medicare assistance.
If you have privacy concerns, please contact us at leah@lowcountryib.com.
5. Third-Party Links & Services
Our Site may include links to third-party websites, such as Medicare resources or insurance providers. We do not control or endorse these external sites and are not responsible for their content, security, or policies.
You assume all risk when accessing third-party links. We encourage you to review their terms before providing personal information.
6. Limitation of Liability
To the fullest extent permitted by law, Lowcountry Insurance Brokers, LLC is not liable for any:
❌ Errors, omissions, or inaccuracies in the content of this Site.
❌ Losses, damages, or claims arising from your use of the Site or reliance on its content.
❌ Interruptions, security breaches, or unauthorized access to our Site.
Our services are provided “as is” and “as available”, without warranties of any kind.
7. Indemnification
By using our Site, you agree to indemnify and hold harmless Lowcountry Insurance Brokers, LLC, its employees, and affiliates from any claims, damages, losses, or legal fees resulting from:
✔ Your use of the Site.
✔ Your violation of these Terms.
✔ Any unauthorized or unlawful activity related to your account or interactions with us.
8. Changes to These Terms
We may update these Terms of Use at any time without prior notice. Changes will be posted on this page with the “Last Updated” date. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
9. Governing Law & Dispute Resolution
These Terms are governed by the laws of the State of South Carolina. Any disputes related to these Terms or your use of the Site shall be resolved through negotiation, mediation, or binding arbitration in South Carolina, unless otherwise required by law.
10. Contact
If you have any questions about these Terms, please contact Leah Hill:
Lowcountry Insurance Brokers, LLC
📍 P.O. Box 14495, Charleston, SC 29422
📞 Phone: 843-380-6138
📠 Fax: 843-310-1010
✉ Email: leah@lowcountryib.com
By using our website and services, you acknowledge that you have read, understood, and agreed to these Terms of Use.