Effective Date: Effective Date: 3/29/2025
Introduction
Welcome to Lowcountry Insurance Brokers, LLC (“Company,” “we,” “us,” or “our”). Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://lowcountrymedicare.com (the “Site”) and interact with our services.
By using our website or services, you consent to the data practices described in this policy. If you do not agree with the terms of this Privacy Policy, please do not use our website or services.
1. Information We Collect
We may collect the following types of personal information:
A. Information You Provide to Us
- Contact Information: Name, phone number, email address, mailing address.
- Health Insurance Information: Details about your Medicare plan, coverage preferences, and eligibility status.
- Payment Information: If applicable, we may collect billing details for policy-related transactions.
B. Information Automatically Collected
When you visit our website, we may automatically collect certain information, including:
- IP Address & Device Information (browser type, operating system, referring website).
- Cookies & Tracking Technologies (to enhance user experience and track website usage).
2. How We Use Your Information
We use the information we collect for the following purposes:
✔ To provide Medicare insurance guidance and assist with policy inquiries.
✔ To communicate with you regarding enrollment, updates, and services.
✔ To process transactions and facilitate policy changes.
✔ To improve our website, services, and customer experience.
✔ To comply with legal, regulatory, or contractual obligations.
3. How We Share Your Information
We do not sell, rent, or trade your personal information. However, we may share your information in the following circumstances:
- With Medicare Providers & Insurance Partners: To assist with Medicare enrollment and plan selection.
- With Service Providers: Third-party vendors that help us operate our business (e.g., website hosting, customer support).
- For Legal & Compliance Reasons: If required by law, court order, or government request.
4. Data Security
We take appropriate security measures to protect your personal information from unauthorized access, use, or disclosure. However, no internet transmission is 100% secure. By using our website, you acknowledge the potential risks involved in online communications.
5. Your Privacy Rights
Depending on your location and applicable laws, you may have the following rights regarding your personal data:
- Access & Correction: You can request a copy of the information we hold about you and correct any inaccuracies.
- Opt-Out: You can opt out of marketing communications at any time.
- Data Deletion: You can request that we delete your personal data, subject to legal obligations.
To exercise these rights, please contact us at leah@lowcountryib.com or call 843-380-6138.
6. Cookies & Tracking Technologies
Our website uses cookies and similar tracking technologies to improve user experience and website functionality. You can adjust your browser settings to refuse cookies, but some features of the site may not function properly.
7. Third-Party Links
Our website may contain links to third-party websites (e.g., Medicare resources, insurance providers). We are not responsible for the privacy policies of these external sites. We encourage you to review their policies before providing any personal information.
8. Children’s Privacy
Our website and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that a minor has provided us with information, we will take steps to delete it.
9. Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. When we do, we will post the updated policy on this page with a revised “Effective Date.” We encourage you to review this policy regularly.
10. Privacy Contact
If you have any questions or concerns about this Privacy Policy, please contact Leah Hill:
Lowcountry Insurance Brokers, LLC
📍 P.O. Box 14495, Charleston, SC 29422
📞 Phone: 843-380-6138
📠 Fax: 843-310-1010
✉ Email: leah@lowcountryib.com
By using our website and services, you acknowledge that you have read and agree to this Privacy Policy.