Medicare Insurance Agency
Your Trusted Medicare Insurance Brokers
At Lowcountry Insurance Brokers, we believe every policyholder deserves an easier path to their Medicare benefits. Founded by Leah Hill, our Charleston-based agency is dedicated to helping retirees, seniors, and individuals with disabilities navigate Medicare with confidence.
Medicare Services In ➽ SC | GA | NC | OH | WV | UT | FL | MD | PA
How We Help
While we don’t represent every plan available, we provide unbiased guidance tailored to your needs, ensuring you understand your options and make the best decision for your healthcare coverage. Whether you need help with Medicare Part A & B, Medicare Part D prescription drug coverage, or Medicare Savings Programs, our experienced agents are here to help.
Contact us to get answers to your Medicare questions.
Meet Leah Hill –
Founder of Lowcountry Insurance Brokers
“I started Lowcountry Insurance Brokers to provide clear, honest, and stress-free Medicare guidance for retirees and seniors in South Carolina. My mission is to help every client navigate Medicare confidently and secure the best healthcare coverage available.” – Leah Hill
Leah Hill is a veteran Medicare insurance professional with over 20 years of experience serving seniors and their families. As the founder of Lowcountry Insurance Brokers, she specializes in providing clear, honest education on Medicare Advantage, Medigap, and Part D plans.
Ready to simplify your Medicare journey?
More Freedom, Less Confusion – Medicare Solutions That Fit Your Life.
Start online now or call 843-380-6138 for expert assistance.
Medicare FAQs – Frequently Asked Questions
Talk is cheap. Get answers to our most frequently asked Medicare Insurance Questions here and now.
What is Medicare?
Medicare is a federal health insurance program for people aged 65 and older, certain younger individuals with disabilities, and those with End-Stage Renal Disease (ESRD) or ALS (Lou Gehrig’s disease).
What is the difference between Medicare Part A and Part B?
- Medicare Part A covers hospital stays, skilled nursing care, hospice, and some home healthcare.
- Medicare Part B covers doctor visits, outpatient care, preventive services, and medical supplies.
Do I need Medicare Part D?
Medicare Part D provides prescription drug coverage. If you don’t enroll when first eligible, you may face a late enrollment penalty unless you have other creditable coverage.
What is a Medicare Savings Program?
A Medicare Savings Program (MSP) helps low-income individuals pay for Medicare Part A & B premiums, deductibles, and co-pays. Eligibility is based on income and assets.
What is SSA Extra Help for Medicare Part D?
SSA Extra Help is a federal program that reduces prescription drug costs for those with limited income and resources. It helps pay for premiums, deductibles, and co-pays under Medicare Part D.
Can I change my Medicare plan?
Yes! You can switch plans during Medicare’s Annual Enrollment Period (AEP) from October 15 – December 7 or during other special enrollment periods if you qualify.
Do I have to enroll in Medicare at 65?
It depends. If you’re already receiving Social Security benefits, you’ll be enrolled automatically. If not, you may need to sign up to avoid late penalties. If you have employer coverage, you may be able to delay enrollment without penalty.
How do I know if I qualify for financial assistance?
Our licensed Medicare insurance brokers near you can check if you qualify for Medicare Savings Programs or SSA Extra Help. Call 843-380-6138 for assistance.
How can I get started with Lowcountry Insurance Brokers?
It’s simple! Call 843-380-6138 or Click to start online here by scheduling a Medicare consultation with our licensed agents.